CARD PROGRAM / MASTERCARD

Kraken Card

Spend a separate Krak Everyday balance, with balance-tier cashback

STATUSLive
NETWORKMastercard
MODELExchange
RESEARCH STATEReview overdue
EDITORIAL REVIEW

What to know before comparing

Your trading portfolio is not the card balance

The card spends from Krak Everyday. Trading holdings are not spent unless transferred there. Card controls live in Krak, using the same login as Kraken. The app's full asset catalog is not a guarantee that every asset is card-spendable; check Spend Order. Third-party ATM operators can charge separately.

Provider source · Checked 2026-09-12 ↗

2% is not the permanent default

The published reward ladder runs from 0% to 2% using a 30-day average combined balance. The top regular tier requires £50,000 or €50,000. A separate 30-day welcome benefit may apply. The rate is determined at merchant settlement, and excluded transaction types do not earn cashback.

Provider source · Checked 2026-09-12 ↗
Read the card comparison guide ↗
01 / ELIGIBILITY

Where and how you can use it

COUNTRY SUPPORT
United Kingdom · EEA
Source · 2026-09-12 ↗
CARD NETWORK
Mastercard
Source · 2026-09-12 ↗
PHYSICAL CARD
Yes
Source · 2026-09-12 ↗
02 / COSTS

Fees and spending

FEES
No local-currency transaction fee; conversion spread applies
Source · 2026-09-12 ↗
FX
Mastercard rate; asset conversion spread may apply
Source · 2026-09-12 ↗
CASHBACK
0% to 2%, based on average balance
Source · 2026-09-12 ↗
03 / FUNDING & ACCESS

Assets, funding and wallets

SUPPORTED ASSETS
Eligible cash and crypto in Krak Spend Order
Source · 2026-09-12 ↗
FUNDING MODEL
Krak Everyday balance, separate from trading
Source · 2026-09-12 ↗
AI / API SUPPORT
Not reviewed
Not field-reviewed

Use this record for initial product discovery. Brand-level coverage does not guarantee onboarding, wallet support or physical-card delivery in every listed country.

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